:root{--navy:#102b4e;--navy-2:#173e6f;--blue:#1f6fd7;--blue-dark:#1556ac;--red:#d9344b;--gold:#f5b948;--ink:#17243a;--muted:#607087;--paper:#fff;--soft:#f4f7fb;--line:#dce5f0;--shadow:0 20px 55px rgba(12,38,72,.13);--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--soft);font:17px/1.72 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:inherit}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.blog-header{position:sticky;z-index:50;top:0;border-bottom:1px solid rgba(16,43,78,.09);background:rgba(255,255,255,.94);backdrop-filter:blur(16px)}.header-inner{width:min(1160px,calc(100% - 40px));min-height:82px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px}.blog-brand{display:flex;align-items:center;gap:12px;color:var(--navy);text-decoration:none}.blog-brand img{filter:drop-shadow(0 6px 10px rgba(16,43,78,.12))}.blog-brand strong{display:block;font-size:20px;line-height:1.05;letter-spacing:-.035em}.blog-brand strong i{color:var(--red);font-style:normal}.blog-brand small{display:block;margin-top:5px;color:var(--muted);font-size:11px;font-weight:720;letter-spacing:.02em}.header-actions{display:flex;align-items:center;gap:12px}.language-control{min-height:44px;display:flex;align-items:center;gap:7px;padding:0 10px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--navy)}.language-icon{font-weight:900}.language-control select{border:0;outline:0;background:transparent;color:var(--navy);font:inherit;font-size:13px;font-weight:780;cursor:pointer}
.button{min-height:48px;display:inline-flex;align-items:center;justify-content:center;gap:11px;padding:11px 19px;border:1px solid transparent;border-radius:13px;font-size:14px;font-weight:850;line-height:1.1;text-decoration:none;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}.button span,.mobile-apply b{font-size:18px;transition:transform .18s ease}.button:hover{transform:translateY(-2px)}.button:hover span{transform:translateX(3px)}.button:focus-visible,.read-more:focus-visible,.mobile-apply:focus-visible{outline:3px solid rgba(31,111,215,.28);outline-offset:3px}.button-primary{color:#fff;background:linear-gradient(135deg,var(--blue),var(--blue-dark));box-shadow:0 11px 24px rgba(31,111,215,.24)}.button-primary:hover{box-shadow:0 14px 30px rgba(31,111,215,.34)}.button-light{color:var(--navy);background:#fff;box-shadow:0 11px 24px rgba(6,25,50,.15)}.button-outline{border-color:rgba(255,255,255,.44);color:#fff;background:rgba(255,255,255,.08);backdrop-filter:blur(8px)}.button-full{width:100%}
.listing-hero,.article-hero{position:relative;overflow:hidden;color:#fff;background:var(--navy)}.listing-hero-bg,.article-hero-bg{position:absolute;inset:0;background-image:linear-gradient(90deg,rgba(5,24,51,.96) 0%,rgba(9,42,80,.87) 48%,rgba(10,39,73,.38) 100%),url('/assets/hero-usa.jpg');background-position:center;background-size:cover;transform:scale(1.01)}.listing-hero::after,.article-hero::after{position:absolute;content:"";right:-110px;bottom:-180px;width:480px;height:480px;border:1px solid rgba(255,255,255,.14);border-radius:50%;box-shadow:0 0 0 70px rgba(255,255,255,.035),0 0 0 140px rgba(255,255,255,.025)}.listing-hero-inner,.article-hero-inner{position:relative;z-index:2;width:min(1160px,calc(100% - 40px));margin:auto}.listing-hero-inner{padding:100px 0 70px}.listing-hero h1{max-width:780px;margin:12px 0 22px;font-size:clamp(44px,6vw,72px);line-height:1.02;letter-spacing:-.055em}.listing-hero-inner>p:not(.kicker){max-width:650px;margin:0;color:#dfe9f7;font-size:20px;line-height:1.55}.kicker{display:flex;align-items:center;gap:9px;margin:0 0 12px;color:#2a6bad;font-size:12px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.kicker span{width:25px;height:2px;border-radius:2px;background:var(--red)}.kicker.light{color:#fff}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:31px}.hero-proof{display:flex;gap:0;margin-top:62px;border-top:1px solid rgba(255,255,255,.18)}.hero-proof span{min-width:175px;display:grid;padding:22px 30px 0 0;color:#cbd9ea;font-size:12px;font-weight:700}.hero-proof b{color:#fff;font-size:20px;letter-spacing:-.02em}
.collection-intro{width:min(1160px,calc(100% - 40px));display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:end;margin:0 auto;padding:72px 0 34px}.collection-intro h2{margin:0;color:var(--navy);font-size:36px;line-height:1.1;letter-spacing:-.04em}.collection-intro>p{max-width:520px;margin:0;color:var(--muted)}.guide-grid{width:min(1160px,calc(100% - 40px));display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:0 auto;padding-bottom:72px}.guide-card{position:relative;min-height:335px;display:flex;flex-direction:column;padding:29px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 7px 28px rgba(16,43,78,.055);overflow:hidden;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.guide-card::before{position:absolute;content:"";inset:0 auto 0 0;width:4px;background:linear-gradient(var(--red),var(--blue));opacity:0;transition:opacity .2s ease}.guide-card:hover{transform:translateY(-5px);border-color:#bfd0e5;box-shadow:var(--shadow)}.guide-card:hover::before{opacity:1}.card-top{display:flex;align-items:center;gap:12px;margin-bottom:22px}.card-top>span{color:#a4b1c1;font-size:12px;font-weight:900}.card-top p{margin:0;color:#25619f;font-size:11px;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.guide-card h2{margin:0 0 15px;color:var(--navy);font-size:24px;line-height:1.18;letter-spacing:-.035em}.guide-card h2 a{text-decoration:none}.card-description{margin:0;color:var(--muted);font-size:15px;line-height:1.62}.read-more{display:flex;align-items:center;gap:9px;margin-top:auto;padding-top:24px;color:var(--blue);font-size:14px;font-weight:900;text-decoration:none}.read-more b{font-size:18px;transition:transform .18s}.read-more:hover b{transform:translateX(4px)}.index-cta,.final-banner{width:min(1160px,calc(100% - 40px));display:flex;align-items:center;justify-content:space-between;gap:34px;margin:0 auto 75px;padding:43px 48px;border-radius:26px;color:#fff;background:linear-gradient(125deg,#0e315b,#1765bd);box-shadow:0 20px 55px rgba(15,56,105,.22)}.index-cta h2,.final-banner h2{margin:3px 0 9px;color:#fff;font-size:32px;line-height:1.12;letter-spacing:-.04em}.index-cta p,.final-banner p{max-width:680px;margin:0;color:#dbe8f7}.banner-eyebrow{color:#fff!important;font-size:11px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}
.article-hero-inner{padding:30px 0 70px}.crumbs{display:flex;flex-wrap:wrap;gap:9px;align-items:center;margin-bottom:58px;color:#d4e0ef;font-size:13px}.crumbs a{text-decoration:none}.crumbs a:hover{text-decoration:underline}.article-hero .kicker{color:#fff}.article-hero h1{max-width:900px;margin:11px 0 19px;color:#fff;font-size:clamp(39px,5vw,65px);line-height:1.04;letter-spacing:-.05em}.deck{max-width:760px;margin:0;color:#dae6f5;font-size:21px;line-height:1.5}.article-meta{display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:30px;color:#c5d4e7;font-size:13px;font-weight:700}.article-layout{width:min(1080px,calc(100% - 40px));display:grid;grid-template-columns:minmax(0,720px) 300px;gap:60px;margin:0 auto;padding:66px 0 76px}.article-copy{min-width:0}.article-copy section>h2{margin:0 0 17px;color:var(--navy);font-size:30px;line-height:1.18;letter-spacing:-.035em}.article-copy section+section{margin-top:48px}.article-copy p{margin:0 0 20px;color:#3f5066}.article-copy p a{color:#075dbd;font-weight:850}.article-copy strong{color:var(--navy)}.checklist{padding:29px;border:1px solid #cbdced;border-radius:20px;background:#edf5ff}.checklist-heading{display:flex;gap:13px;align-items:center;margin-bottom:21px}.checklist-heading>span{width:35px;height:35px;display:grid;place-items:center;border-radius:50%;color:#fff;background:var(--blue);font-weight:900}.checklist-heading h2{margin:0!important;font-size:26px!important}.checklist ul{display:grid;gap:12px;margin:0;padding:0;list-style:none}.checklist li{display:flex;align-items:flex-start;gap:10px;color:#334961}.checklist li>span{color:#0d916b;font-weight:900}.disclaimer{padding:18px 20px;border-left:3px solid var(--gold);border-radius:0 10px 10px 0;background:#fff8e8;color:#66532d!important;font-size:14px}.article-copy .final-banner{width:100%;display:block;margin:54px 0 0;padding:39px}.article-copy .final-banner .button{margin-top:22px}.related{margin-top:58px!important;padding-top:36px;border-top:1px solid var(--line)}.related ul{display:grid;gap:10px;margin:0;padding:0;list-style:none}.related a{display:grid;grid-template-columns:1fr auto;gap:4px 15px;padding:17px 18px;border:1px solid var(--line);border-radius:14px;background:#fff;text-decoration:none;transition:border-color .2s ease,transform .2s ease}.related a:hover{transform:translateX(4px);border-color:#afc7e1}.related a span{grid-column:1;color:#3874ad;font-size:10px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}.related a strong{font-size:15px;line-height:1.35}.related a b{grid-column:2;grid-row:1/3;align-self:center;color:var(--blue);font-size:20px}.article-sidebar{position:relative}.sidebar-card{position:sticky;top:112px;padding:29px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:var(--shadow)}.sidebar-mark{width:64px;height:64px;display:grid;place-items:center;margin-bottom:18px;border-radius:18px;background:#edf4fe}.sidebar-card h2{margin:0 0 10px;color:var(--navy);font-size:24px;line-height:1.15;letter-spacing:-.035em}.sidebar-card p{margin:0 0 20px;color:var(--muted);font-size:14px;line-height:1.55}.sidebar-card small{display:block;margin-top:14px;color:#718096;font-size:11px;text-align:center}
footer{min-height:92px;display:flex;align-items:center;gap:20px;padding:23px max(24px,calc((100% - 1160px)/2));border-top:1px solid var(--line);background:#fff;color:var(--muted);font-size:13px}.footer-brand{display:flex;align-items:center;gap:9px;color:var(--navy);text-decoration:none}.footer-brand strong{font-size:15px}footer>span{margin-right:auto}footer nav{display:flex;flex-wrap:wrap;gap:18px}footer nav a{text-decoration:none}footer nav a:hover{color:var(--blue)}.mobile-apply{display:none}
@media(max-width:900px){.guide-grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.article-sidebar{display:none}.index-cta{align-items:flex-start}.blog-brand small{display:none}}
@media(max-width:640px){body{padding-bottom:70px}.header-inner{width:min(100% - 28px,1160px);min-height:70px}.blog-brand img{width:42px;height:42px}.blog-brand strong{font-size:17px}.header-actions{gap:7px}.language-control{min-height:40px;padding:0 7px}.language-icon{display:none}.language-control select{font-size:12px}.header-cta{display:none}.listing-hero-inner{padding:72px 0 48px}.listing-hero h1{font-size:42px}.listing-hero-inner>p:not(.kicker){font-size:17px}.hero-actions{display:grid}.hero-actions .button{width:100%}.hero-proof{margin-top:42px;display:grid;grid-template-columns:repeat(3,1fr)}.hero-proof span{min-width:0;padding:18px 8px 0 0;font-size:10px}.hero-proof b{font-size:15px}.collection-intro{grid-template-columns:1fr;gap:16px;padding:50px 0 26px}.collection-intro h2{font-size:31px}.guide-grid{grid-template-columns:1fr;padding-bottom:50px}.guide-card{min-height:300px;padding:25px}.index-cta,.final-banner{width:min(100% - 28px,1160px);display:block;margin-bottom:48px;padding:31px 25px}.index-cta h2,.final-banner h2{font-size:28px}.index-cta .button{width:100%;margin-top:20px}.article-hero-inner{width:min(100% - 32px,1160px);padding:22px 0 48px}.crumbs{margin-bottom:38px}.article-hero h1{font-size:39px}.deck{font-size:18px}.article-meta{display:grid;gap:3px}.article-layout{width:min(100% - 32px,1080px);padding:45px 0 55px}.article-copy section>h2{font-size:27px}.article-copy section+section{margin-top:39px}.checklist{padding:23px 20px}.article-copy .final-banner{width:100%;padding:29px 24px}.article-copy .final-banner .button{width:100%}footer{display:grid;padding:26px 22px}footer nav{gap:12px}.mobile-apply{position:fixed;z-index:60;right:14px;bottom:12px;left:14px;min-height:54px;display:flex;align-items:center;justify-content:space-between;padding:12px 19px;border:1px solid rgba(255,255,255,.22);border-radius:15px;color:#fff;background:linear-gradient(135deg,var(--blue),var(--blue-dark));box-shadow:0 15px 38px rgba(14,54,105,.34);font-size:14px;font-weight:900;text-decoration:none}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}